function clearform(form) {
    form.exp1.value="";
    form.exp2.value="";
    form.exp3.value="";
    form.exp4.value="";
    form.exp5.value="";

    form.incone1.value="";
    form.incone2.value="";
    form.incone3.value="";
    form.incone4.value="";
    form.incone5.value="";

    form.inctwo1.value="";
    form.inctwo2.value="";
    form.inctwo3.value="";
    form.inctwo4.value="";
    form.inctwo5.value="";

	form.dbtonecc1.value="";
	form.dbtonecc2.value="";
	form.dbtonecc3.value="";

	form.dbttwocc1.value="";
	form.dbttwocc2.value="";
	form.dbttwocc3.value="";

	form.dbtonecl1.value="";
	form.dbtonecl2.value="";
	form.dbtonecl3.value="";

	form.dbttwocl1.value="";
	form.dbttwocl2.value="";
	form.dbttwocl3.value="";

	form.dbtoneml.value="";
	form.dbttwoml.value="";

	form.dbtonecsa.value="";
	form.dbttwocsa.value="";

	form.housing.value="";
	form.obligation.value="";
}

function compute(form) {
	var expenses = 0+ parseInt(form.exp1.value) + parseInt(form.exp2.value) + parseInt(form.exp3.value) + parseInt(form.exp4.value) + parseInt(form.exp5.value);
    var income = 0+ parseInt(form.incone1.value) + parseInt(form.incone2.value) + parseInt(form.incone3.value) + parseInt(form.incone4.value) + parseInt(form.incone5.value) + parseInt(form.inctwo1.value) + parseInt(form.inctwo2.value) + parseInt(form.inctwo3.value) + parseInt(form.inctwo4.value) + parseInt(form.inctwo5.value);
    var debt = 0+ parseInt(form.dbtonecc1.value) + parseInt(form.dbtonecc2.value) + parseInt(form.dbtonecc3.value) + parseInt(form.dbtonecl1.value) + parseInt(form.dbtonecl2.value) + parseInt(form.dbtonecl3.value) + parseInt(form.dbttwocc1.value) + parseInt(form.dbttwocc2.value) + parseInt(form.dbttwocc3.value) + parseInt(form.dbttwocl1.value) + parseInt(form.dbttwocl2.value) + parseInt(form.dbttwocl3.value) + parseInt(form.dbtoneml.value) + parseInt(form.dbttwoml.value) + parseInt(form.dbtonecsa.value) + parseInt(form.dbttwocsa.value) + parseInt(expenses);

	if (income==0){
	    alert("Your income totals to $0.  Please enter values for your Income.");
	    return;
	}

	if(expenses==0) {
		form.housing.value = "0%"
	} else {
		form.housing.value = parseInt((expenses / income)*100+0.5) + "%";
	}

	if(debt==0) {
		form.obligation.value = "0%"
	} else {
	form.obligation.value = parseInt((debt / income)*100+0.5) + "%";
	}

}